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MCQs - 2026-05

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261.
Which ministry in India is primarily responsible for the regulation of OTT platforms?
A Ministry of Electronics and Information Technology
B Ministry of Information and Broadcasting
C Ministry of Culture
D Ministry of Home Affairs
262.
The Cannes Film Festival was first held in which year?
A 1946
B 1950
C 1939
D 1955
263.
In which country is the Cannes Film Festival held annually?
A Italy
B Germany
C France
D Spain
264.
Which prestigious award is the highest prize presented at the Cannes Film Festival?
A Golden Bear
B Palme d'Or
C Golden Lion
D Golden Leopard
265.
Following the major merger initiatives, how has the number of Public Sector Banks (PSBs) in India generally changed?
A The number has significantly increased.
B The number has remained largely unchanged.
C The number has significantly decreased.
D The number has fluctuated without a clear trend.
266.
What is the main purpose of the government's recapitalization plan for Public Sector Banks (PSBs)?
A To increase the dividend payouts to shareholders.
B To infuse capital to meet regulatory requirements, absorb losses, and support credit growth.
C To fund the aggressive international expansion of PSBs.
D To reduce the Non-Performing Assets (NPAs) directly.
267.
What was a primary objective behind the Indian government's major Public Sector Bank (PSB) merger plan?
A To increase the total number of PSBs in the country.
B To create fewer, stronger, and globally competitive banks.
C To privatize all public sector banks immediately.
D To reduce the government's stake in all PSBs to below 50%.
268.
The new RBI guidelines on digital lending primarily aim to regulate which entities?
A Only unregulated FinTech companies.
B Only banks and Non-Banking Financial Companies (NBFCs).
C Regulated Entities (REs) and Lending Service Providers (LSPs) engaged by them.
D Only individual digital lenders.
269.
Which of the following is a key measure introduced by RBI to enhance transparency in digital lending?
A Mandatory disclosure of the Annual Percentage Rate (APR) and a 'cooling-off' period for borrowers.
B Allowing LSPs to charge any fees directly from the borrower.
C Removing the need for a Key Fact Statement (KFS) for small-value loans.
D Permitting automatic increase in credit limits without explicit consent.
270.
According to the RBI's new digital lending guidelines, how should the loan disbursement be made?
A Directly from the Regulated Entity's (RE) account to the borrower's bank account.
B Through a third-party wallet or account managed by a Lending Service Provider (LSP).
C In cash, if the loan amount is below a certain threshold.
D To any account specified by the Lending Service Provider (LSP).