MCQs - 2026-05

The Securities and Exchange Board of India (SEBI) is the primary regulator for the securities market in India and is responsible for introducing such norms to enhance market transparency and investor protection.

Digital lending platforms leverage technology to automate processes, reducing turnaround time for loan applications, approvals, and disbursements, which is a significant advantage for time-sensitive MSME operations.

The name 'SME Saathi' itself indicates that the initiative is focused on providing services and support to Small and Medium Enterprises, which are often categorized under the broader MSME umbrella.

'SME Saathi' is designed to streamline and expedite the lending process for MSMEs through digital channels, making it easier and faster for them to access credit.

Keeping the repo rate unchanged, especially when inflation is a concern, often implies that the RBI is not actively trying to lower borrowing costs, which can lead to higher borrowing costs, reduced liquidity, and potentially slower growth.

The repo rate is the interest rate at which the Reserve Bank of India (RBI) lends money to commercial banks, typically against government securities, for short periods.

The RBI often maintains a status quo on the repo rate when inflation remains a significant concern, balancing the need for price stability with economic growth.

The initiative is comprehensive, aiming to equip women with a wide range of digital skills, from basic operations to navigating online services and ensuring their safety.

This initiative is often a collaborative effort, involving ministries like Women and Child Development for outreach, and Electronics and IT for technical aspects, and Skill Development for training.

The initiative focuses on empowering women by equipping them with essential digital skills for everyday life and economic opportunities.