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MCQs - 2026-05

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11.
As per the RBI's enhanced digital lending transparency norms, what must be explicitly disclosed to the borrower before the loan agreement is executed?
A The credit score of the borrower.
B The names of all third-party service providers involved.
C The Annual Percentage Rate (APR) and all associated fees and charges.
D The projected income of the borrower for the next five years.
12.
Which of the following is NOT a key enhancement made by the RBI to digital lending transparency norms?
A Mandatory disclosure of all-in-cost of loans to borrowers.
B Requirement for lenders to provide a cooling-off period for borrowers.
C Prohibition of automatic increase in credit limit without explicit consent.
D Mandatory appointment of a Chief Compliance Officer for all digital lending platforms.
13.
Under PMYUY, what kind of support is provided to the beneficiaries?
A Skill development and mentorship
B Access to credit and financial assistance
C Market linkages and networking
D All of the above
14.
Which age group is primarily targeted under the Pradhan Mantri Yuva Udyami Yojana?
A 15-25 years
B 18-35 years
C 21-40 years
D 25-45 years
15.
What is the primary objective of the 'Pradhan Mantri Yuva Udyami Yojana' (PMYUY)?
A To provide free education to rural youth
B To promote entrepreneurship among the youth
C To provide health insurance to youth
D To provide direct cash transfers to unemployed youth
16.
Which ministry is responsible for the implementation of the PM-KISAN scheme?
A Ministry of Rural Development
B Ministry of Finance
C Ministry of Agriculture and Farmers Welfare
D Ministry of Panchayati Raj
17.
The 17th installment of PM-KISAN was released by the Prime Minister from which city?
A New Delhi
B Varanasi
C Lucknow
D Indore
18.
What is the annual financial benefit provided to eligible farmer families under the PM-KISAN scheme?
A Rs 4,000
B Rs 6,000
C Rs 8,000
D Rs 10,000
19.
National Technology Day in India commemorates the Pokhran-II nuclear tests conducted on May 11, 1998. In 2026, this day was observed on:
A May 9th
B May 10th
C May 11th
D May 12th
20.
In the year 2026, India celebrated National Technology Day on which specific date?
A May 10th, 2026
B May 11th, 2026
C May 9th, 2026
D May 12th, 2026