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Current Affairs & MCQs
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MCQs 2026

11.
Besides the reduction in NPAs, what other factor contributes to the robust financial health of Public Sector Banks?
A Decreasing deposit growth.
B Increased provisioning coverage ratio.
C Reduced profitability.
D Lower capital infusion from the government.
12.
Which key financial indicator has shown significant improvement for Public Sector Banks (PSBs) in recent times, reflecting their robust health?
A Net Interest Margin (NIM)
B Gross Non-Performing Assets (GNPAs)
C Return on Assets (RoA)
D Capital Adequacy Ratio (CAR)
13.
What is the primary reason for the significant increase in the RBI's surplus transfer in recent years?
A Increased dividend income from public sector banks.
B Higher interest earnings on foreign currency assets.
C Improved performance of RBI's own investments and asset revaluation.
D Reduced operational expenses of the RBI.
14.
Which committee's recommendations are generally followed for determining the surplus transfer from RBI to the government?
A Narasimham Committee
B Bimal Jalan Committee
C P. J. Nayak Committee
D Y. V. Reddy Committee
15.
What is the record amount of surplus that the Reserve Bank of India (RBI) has approved to be transferred to the Central Government for the fiscal year 2023-24?
A ₹1.20 lakh crore
B ₹1.50 lakh crore
C ₹1.75 lakh crore
D ₹2.10 lakh crore
16.
The 'Yuva Kaushal Vikas' program aims to equip youth with skills relevant to which sector(s)?
A Emerging technologies
B Traditional trades
C Manufacturing and services
D All of the above
17.
Which Union Ministry is overseeing the Skill India Mission and its associated programs like 'Yuva Kaushal Vikas'?
A Ministry of Education
B Ministry of Skill Development and Entrepreneurship
C Ministry of Youth Affairs and Sports
D Ministry of Labour and Employment
18.
The Skill India Mission has launched the 'Yuva Kaushal Vikas' program. What is the primary focus of this program?
A To provide advanced research opportunities to youth.
B To enhance vocational training and skill development for young people.
C To offer scholarships for higher education abroad.
D To promote entrepreneurship among college students.
19.
The Ayushman Bharat Digital Mission aims to connect which of the following entities to create a unified digital health infrastructure?
A Hospitals and Clinics
B Laboratories and Pharmacies
C Citizens and Healthcare Providers
D All of the above
20.
Which of the following is a key component of the Ayushman Bharat Digital Mission?
A National Health Authority
B Unique Health Identifier (Health ID)
C Electronic Health Records (EHR)
D All of the above
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