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Current Affairs & MCQs
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MCQs 2026

11.
What is the primary objective of the PCA framework for UCBs?
A To encourage aggressive expansion of UCBs.
B To monitor and address financial vulnerabilities of UCBs before they become critical.
C To reduce the regulatory burden on UCBs.
D To facilitate mergers and acquisitions of UCBs.
12.
The Reserve Bank of India (RBI) recently conducted a strategic review of the Prompt Corrective Action (PCA) framework for which category of banks?
A Commercial Banks
B Regional Rural Banks (RRBs)
C Urban Co-operative Banks (UCBs)
D Small Finance Banks (SFBs)
13.
What is a key objective of the RBI's enhanced transparency measures in digital lending?
A To encourage predatory lending practices.
B To protect borrowers from unfair practices and ensure informed decision-making.
C To increase the operational costs for digital lenders.
D To reduce the availability of credit to small businesses.
14.
As per the RBI's guidelines on digital lending, what is the 'all-in-cost' of a loan supposed to include?
A Only the principal and interest rate.
B Interest rate, processing fees, and other charges.
C Only the processing fees and late payment charges.
D Principal, interest rate, and any penalty for early repayment.
15.
Which of the following measures has been introduced by the RBI to enhance transparency in digital lending?
A Mandatory disclosure of all-in-cost of loans by lenders.
B Introduction of a standardized loan agreement format.
C Requirement for lenders to provide a cooling-off period for borrowers.
D All of the above.
16.
What is a key objective of integrating new services into the Ayushman Bharat Digital Mission?
A To reduce the number of doctors in the country.
B To create a seamless digital flow of health information.
C To increase the cost of healthcare services.
D To limit access to healthcare facilities.
17.
Which Union Ministry is responsible for the implementation of the Ayushman Bharat Digital Mission?
A Ministry of Electronics and Information Technology
B Ministry of Health and Family Welfare
C NITI Aayog
D Ministry of Science and Technology
18.
The Ayushman Bharat Digital Mission (ABDM) aims to create a digital health ecosystem. What is the unique digital health ID generated under ABDM called?
A Arogya Setu ID
B Ayushman Bharat Health Account (ABHA) Number
C National Health ID
D Digital Health Card
19.
What is the primary target of the Jal Jeevan Mission regarding tap water coverage in rural households?
A To provide tap water to 50% of rural households by 2024.
B To provide tap water to 100% of rural households by 2024.
C To provide tap water to 75% of rural households by 2025.
D To provide tap water to 60% of rural households by 2023.
20.
Which Union Ministry is implementing the Jal Jeevan Mission?
A Ministry of Health and Family Welfare
B Ministry of Jal Shakti
C Ministry of Housing and Urban Affairs
D Ministry of Drinking Water and Sanitation
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