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MCQs 2026

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11.
According to the RBI's enhanced digital lending transparency guidelines, what must be disclosed to the borrower before the loan agreement is executed?
A The credit score of the borrower.
B The total cost of the loan, including all fees and charges.
C The names of all third-party agencies involved in the loan process.
D The projected income of the borrower for the next five years.
12.
Which of the following is NOT a key enhancement in the RBI's revised digital lending transparency guidelines?
A Mandatory disclosure of all-in-cost of loans by lenders.
B Requirement for lenders to appoint a Chief Compliance Officer.
C Prohibition of automatic increase in credit limit without explicit consent.
D Standardization of loan repayment schedules across all digital lending platforms.
13.
GDSA Phase II emphasizes the use of digital tools for which of the following?
A Online gaming and entertainment
B Accessing e-governance and financial services
C International travel documentation
D Professional sports training
14.
Which segment of the population is the primary target of GDSA Phase II?
A Urban corporate employees
B Rural households
C International students
D Government officials only
15.
What is the primary objective of the Gramin Digital Saksharta Abhiyan (GDSA) Phase II?
A Providing free smartphones to all citizens
B Promoting advanced digital literacy in rural areas
C Building new roads in rural villages
D Providing electricity to every household
16.
Which ministry is the nodal agency for the implementation of PMKVY 4.0?
A Ministry of Education
B Ministry of Skill Development and Entrepreneurship
C Ministry of Labour and Employment
D Ministry of Rural Development
17.
PMKVY 4.0 aims to align training with which of the following?
A Industry 4.0 requirements
B Local handicraft preservation only
C Primary school curriculum
D Historical monument restoration
18.
Which of the following is a primary focus area of PMKVY 4.0?
A Traditional agricultural techniques
B Future skills and Green jobs
C Primary education infrastructure
D Subsidized food distribution
19.
The theme for the International Day of Families often focuses on specific aspects of family life and societal challenges. What is a common overarching theme?
A The impact of technology on family communication.
B The role of families in achieving Sustainable Development Goals (SDGs).
C The challenges of intergenerational solidarity.
D All of the above.
20.
Which UN body established the International Day of Families?
A UNESCO
B UNICEF
C United Nations General Assembly
D World Health Organization (WHO)