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MCQs 2026

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11.
What is the primary objective of the RBI's enhanced guidelines on digital lending transparency?
A To reduce the number of digital lending platforms.
B To protect borrowers from unfair practices and ensure fair lending.
C To increase the interest rates on digital loans.
D To promote the use of physical loan documents.
12.
Which of the following measures has been introduced by the RBI to enhance transparency in digital lending?
A Mandatory disclosure of all charges and fees by lenders.
B Introduction of a standardized Key Fact Statement (KFS) for all digital loans.
C Requirement for lenders to appoint a nodal officer for grievance redressal.
D All of the above.
13.
The 'Yuva Kaushal Vikas Yojana' emphasizes developing skills that are relevant to:
A Agricultural practices only.
B Traditional cottage industries.
C Future job markets and emerging technologies.
D Government administrative services.
14.
The 'Yuva Kaushal Vikas Yojana' primarily targets which demographic group?
A Senior citizens
B Women entrepreneurs
C Youth
D Children below 14 years
15.
What is the main objective of the 'Yuva Kaushal Vikas Yojana' recently launched by a Ministry?
A To provide financial assistance for higher education.
B To equip youth with future-ready skills for emerging industries.
C To promote traditional arts and crafts.
D To offer scholarships for sports training.
16.
Which Union Ministry is primarily responsible for the implementation of the PM-SVANidhi Scheme?
A Ministry of Finance
B Ministry of Rural Development
C Ministry of Housing and Urban Affairs
D Ministry of Labour and Employment
17.
The PM-SVANidhi Scheme was originally launched to provide working capital loans to which specific group?
A Rural artisans
B Street vendors
C Small and marginal farmers
D Unemployed graduates
18.
What is the primary objective of the recent expansion of the PM-SVANidhi Scheme?
A To provide housing loans to urban poor.
B To include more informal workers, beyond street vendors, for collateral-free working capital loans.
C To offer skill development training to rural youth.
D To subsidize agricultural inputs for small farmers.
19.
International No Diet Day was founded by whom and in what year?
A Mary Evans, 1992
B Connie Sobczak, 1999
C Francesca Ducci, 1995
D Julia Child, 1988
20.
What is the primary message conveyed by International No Diet Day?
A Encouraging people to start new diets for a healthier lifestyle.
B Promoting the idea that all diets are harmful and should be avoided.
C Advocating for body acceptance, self-love, and challenging societal pressures related to weight and appearance.
D Highlighting the benefits of restrictive eating patterns.