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MCQs 2026

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11.
What does the term 'Greenwashing' refer to in the context of finance?
A Cleaning financial records
B Making misleading claims about the environmental benefits of a product or investment
C Investing only in solar energy
D Printing money on green paper
12.
What is the main purpose of SEBI's stricter regulations on Green Bonds?
A To discourage investment in green projects
B To prevent greenwashing and ensure transparency
C To increase the cost of borrowing for companies
D To ban all bond issuances
13.
Which technology is primarily used to automate customer interactions on digital lending platforms?
A Chatbots and Virtual Assistants
B Physical ledger systems
C Fax machines
D Postal mail
14.
How does AI improve the risk assessment process in digital lending?
A By ignoring credit history
B By analyzing vast amounts of data points in real-time
C By manually reviewing every application
D By reducing the number of applicants
15.
What is the primary benefit of an AI-powered digital lending platform for borrowers?
A Increased physical documentation
B Faster loan processing and approval
C Higher interest rates
D Mandatory branch visits
16.
What is the primary objective of the RBI's monetary policy?
A To increase government spending
B To maintain price stability while keeping in mind the objective of growth
C To manage the stock market
D To regulate foreign trade
17.
Which committee is responsible for deciding the repo rate in India?
A Monetary Policy Committee (MPC)
B Financial Stability Committee
C Economic Advisory Council
D Banking Regulation Committee
18.
What is the current Repo Rate maintained by the RBI in its recent bi-monthly monetary policy review?
A 6.25%
B 6.50%
C 6.75%
D 6.00%
19.
PMGDISHA scheme is an initiative of which Union Ministry?
A Ministry of Rural Development
B Ministry of Electronics and Information Technology
C Ministry of Education
D Ministry of Skill Development and Entrepreneurship
20.
What is the primary objective of the PMGDISHA scheme?
A Providing free smartphones to rural households
B Promoting e-commerce in rural areas
C Making at least one person digitally literate in every eligible rural household
D Establishing digital libraries in every village