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MCQs 2026

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11.
What is the main purpose of the RBI's stricter digital lending regulations?
A To ban all digital lending apps
B To protect borrowers from unethical recovery practices
C To increase the interest rates on digital loans
D To promote cryptocurrency lending
12.
Under the new RBI guidelines, who is responsible for the repayment of loans taken through digital lending apps?
A The Digital Lending App (DLA)
B The Regulated Entity (RE) / Bank
C The Payment Gateway
D The Government of India
13.
What is the primary objective of keeping the Repo Rate unchanged at 6.50%?
A To increase fiscal deficit
B To manage inflation and support growth
C To devalue the Indian Rupee
D To reduce foreign exchange reserves
14.
Which committee is responsible for deciding the Repo Rate in India?
A Monetary Policy Committee (MPC)
B Financial Stability Committee
C Economic Advisory Council
D Banking Regulation Committee
15.
What is the current Repo Rate maintained by the RBI as per the latest monetary policy committee decision?
A 6.00%
B 6.25%
C 6.50%
D 6.75%
16.
The Pradhan Mantri Gramin Awas Yojana (PMAY-G) aims to achieve the target of 'Housing for All' in rural areas by which year?
A 2022
B 2024
C 2025
D 2030
17.
Under PMAY-G, what is the enhanced unit assistance provided to beneficiaries in plain areas?
A Rs. 70,000
B Rs. 90,000
C Rs. 1,20,000
D Rs. 1,50,000
18.
What is the main objective of the Pradhan Mantri Gramin Awas Yojana (PMAY-G)?
A Providing urban housing for the poor
B Constructing commercial buildings in rural areas
C Providing a pucca house with basic amenities to all houseless households and those living in kutcha and dilapidated houses in rural areas
D Developing smart villages with advanced infrastructure
19.
The Accredited Social Health Activist (ASHA) program is a key component of which national health initiative?
A Ayushman Bharat
B Janani Shishu Suraksha Karyakram
C National Health Mission
D Pradhan Mantri Jan Arogya Yojana
20.
What is the primary objective of the National Health Mission (NHM)?
A Providing tertiary care services
B Promoting medical tourism
C Strengthening primary healthcare in rural and urban areas
D Developing advanced medical research facilities