MCQs on Entertainment Current Affairs

2701.

The new guidelines also introduce provisions for managing risks associated with:

A Physical branch expansion.

B Traditional paper-based record keeping.

C Cloud computing arrangements and critical IT functions.

D Manual customer service interactions.

2702.

Which of the following is emphasized in the new RBI guidelines regarding IT service providers?

A They should adhere to lower security standards than the bank.

B They must adhere to the same standards of security and customer protection as the bank.

C They are exempt from data protection regulations.

D They are not required to have business continuity plans.

2703.

According to the new RBI guidelines, who retains ultimate responsibility for all outsourced IT activities by a bank?

A The IT service provider.

B The regulatory body overseeing the service provider.

C The bank itself.

D A consortium of banks.

2704.

What is a primary objective of the RBI's revised guidelines on the outsourcing of IT services by banks?

A To discourage banks from outsourcing IT services.

B To strengthen governance, risk management, and compliance in IT outsourcing arrangements.

C To reduce the responsibility of banks for outsourced activities.

D To allow IT service providers complete autonomy.

2705.

How is the new securitisation framework expected to benefit banks and NBFCs?

A By increasing their capital requirements.

B By helping them manage asset-liability mismatches and improve capital adequacy.

C By restricting their ability to lend.

D By forcing them to hold all securitised assets on their books.

2706.

What is a 'pass-through' certificate (PTC) in the context of securitisation?

A A certificate that allows direct access to central bank funds.

B A security representing a claim on the cash flows of a pool of underlying assets.

C A regulatory approval for securitisation transactions.

D A document for loan origination.

2707.

The new framework emphasizes the importance of robust due diligence by:

A Regulators only.

B Originators only.

C Investors.

D Borrowers.

2708.

Which of the following is a key change introduced in the new RBI securitisation framework?

A Stricter eligibility criteria for securitisation.

B Relaxation of certain eligibility criteria and revised risk weighting.

C Reduced disclosure requirements for originators.

D Elimination of the pass-through certificate (PTC) mechanism.

2709.

What is the primary aim of the RBI's revised framework for the securitisation of standard assets released on April 1, 2026?

A To restrict lending activities of banks and NBFCs.

B To deepen the securitisation market, enhance liquidity, and improve risk management.

C To increase the regulatory burden on investors.

D To discourage the pooling of loans.

2710.

What is a key benefit of a credible inflation targeting framework for the economy?

A Increased inflation volatility.

B Anchoring inflation expectations and reducing uncertainty.

C Discouraging foreign investment.

D Hindering economic growth.

MCQs - 2026-04