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MCQs - 2026-04

1491.
As per the RBI's new framework for digital lending announced on April 3, 2026, all loan disbursals and repayments must be executed between:
A The borrower's account and a third-party payment gateway.
B The digital lending platform's account and the borrower's account.
C The lender's account and a designated escrow account.
D The borrower's account and the digital lending platform's intermediary account.
1492.
These partnerships are crucial for addressing the growing demand for skilled professionals in:
A Low-skill manufacturing.
B High-growth technology sectors.
C Basic administrative roles.
D Manual labor.
1493.
What is a key outcome expected from these NSDC partnerships?
A Increased unemployment in the tech sector.
B A pipeline of highly skilled professionals for the digital economy.
C Reduced investment in technological research.
D Greater reliance on foreign talent.
1494.
The recent partnerships announced by NSDC focus on developing skills in which of the following areas?
A Traditional crafts and agriculture.
B Emerging technologies like AI, ML, and Data Science.
C Healthcare administration and nursing.
D Retail management and hospitality.
1495.
Which ministry is associated with the National Skill Development Corporation (NSDC)?
A Ministry of Education
B Ministry of Electronics and Information Technology
C Ministry of Skill Development & Entrepreneurship (MSDE)
D Ministry of Commerce and Industry
1496.
What is the primary role of the National Skill Development Corporation (NSDC)?
A To regulate educational institutions.
B To drive the skill development agenda in India.
C To provide direct financial aid to students.
D To conduct national examinations.
1497.
Which of the following is a positive implication of increased public health spending?
A Increased financial burden on individuals.
B Reduced access to quality healthcare.
C Progress towards achieving universal health coverage.
D Higher rates of catastrophic health expenditures.
1498.
Why are NHA estimates important for policymakers?
A To increase the number of private hospitals.
B To assess health financing strategies and identify areas for investment.
C To reduce the availability of generic medicines.
D To promote traditional medicine only.
1499.
What does 'Out-of-Pocket Expenditure' (OOPE) in healthcare refer to?
A Government spending on healthcare.
B Expenditure incurred by individuals directly for healthcare services.
C Expenditure by private insurance companies.
D Expenditure on public health campaigns.
1500.
What is a key trend indicated by the NHA estimates for 2024-25 regarding health spending?
A A decrease in public health spending.
B An increase in out-of-pocket expenditure (OOPE).
C A notable increase in public health spending as a proportion of total health expenditure.
D Reduced role of private insurance.