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MCQs - 2026-04

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3751.
Which category of Non-Banking Financial Companies (NBFCs) is primarily targeted by the enhanced prudential norms announced by the RBI on April 3, 2026?
A All NBFCs uniformly.
B Small-scale NBFCs with limited assets under management.
C Systemically Important NBFCs (SI-NBFCs).
D NBFCs focused solely on microfinance.
3752.
What does the strong investor interest in India's Sovereign Green Bonds indicate?
A A lack of alternative investment opportunities.
B Growing confidence in India's commitment to sustainability and ESG investments.
C A preference for short-term, high-yield instruments.
D A decline in the global demand for government debt.
3753.
The issuance of Sovereign Green Bonds by India is aligned with its commitments under:
A The World Trade Organization (WTO) agreements.
B The International Monetary Fund (IMF) lending programs.
C The Paris Agreement and Net-Zero emission targets.
D The G20 framework for economic cooperation.
3754.
The proceeds from Sovereign Green Bonds are earmarked for financing projects in which of the following sectors?
A Defense manufacturing and space exploration.
B Renewable energy, clean transportation, and sustainable water management.
C Information technology and digital infrastructure.
D Healthcare and pharmaceutical research.
3755.
Which government entity acts as the issuer and manager for India's Sovereign Green Bonds?
A Securities and Exchange Board of India (SEBI).
B Ministry of Environment, Forest and Climate Change.
C Reserve Bank of India (RBI).
D National Bank for Agriculture and Rural Development (NABARD).
3756.
What is the primary objective of India's Sovereign Green Bonds (SGBs)?
A To reduce the fiscal deficit of the government.
B To finance green infrastructure projects and promote climate action.
C To provide liquidity to the banking sector.
D To manage foreign exchange reserves.
3757.
The RBI's new digital lending framework aims to curb which of the following issues prevalent in the digital lending space?
A Excessive competition among lenders.
B Predatory lending practices and opaque fee structures.
C Slow processing of loan applications.
D Limited availability of loan products.
3758.
Which of the following functions, when outsourced by a digital lending platform, will be subject to stricter guidelines under the new RBI framework?
A Customer support and complaint handling.
B Marketing and advertising campaigns.
C Credit Assessment and Risk Management.
D Software development and maintenance.
3759.
The new RBI digital lending framework emphasizes enhanced transparency regarding which of the following?
A Marketing strategies and customer acquisition costs.
B Annual Percentage Rate (APR) and all-inclusive charges.
C Employee salaries and operational overheads.
D The number of loan applications processed daily.
3760.
What is a key requirement for Digital Lending Platforms (DLPs) to operate under the new RBI framework effective April 3, 2026?
A Obtain a license from the Ministry of Electronics and Information Technology (MeitY).
B Register with the Securities and Exchange Board of India (SEBI).
C Obtain a Certificate of Registration (CoR) from the RBI.
D Undergo an annual audit by a Big Four accounting firm.
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