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MCQs 2026

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11.
According to RBI norms, where must the loan funds be directly transferred?
A To the Lending Service Provider's account
B To the borrower's bank account
C To a third-party escrow account
D To the digital wallet of the agent
12.
Under RBI's digital lending guidelines, who is responsible for ensuring that the Key Fact Statement (KFS) is provided to the borrower?
A The Lending Service Provider (LSP)
B The Regulated Entity (RE)
C The borrower themselves
D The Ministry of Finance
13.
Which sector is specifically prioritized under the Nari Shakti Udyami Scheme expansion?
A Heavy manufacturing and mining
B Micro, Small and Medium Enterprises (MSMEs)
C Large-scale infrastructure development
D Space research and technology
14.
Under the expanded scheme, what is the primary financial benefit provided to women entrepreneurs?
A Interest-free loans for business setup
B Direct monthly salary support
C Subsidized credit and collateral-free loans
D Full tax exemption for 10 years
15.
What is the main focus of the expanded Nari Shakti Udyami Scheme?
A Providing free education to girl children
B Promoting women entrepreneurship through financial assistance and training
C Providing healthcare facilities to rural women
D Providing pension schemes for elderly women
16.
Which of the following is a key feature of the PM-Vikas portal?
A Direct integration with e-commerce platforms for artisans
B Automated tax filing for small businesses
C Real-time tracking of weather patterns
D Direct access to international stock markets
17.
Which ministry is the nodal agency for the PM-Vikas Digital Portal?
A Ministry of Finance
B Ministry of Rural Development
C Ministry of Micro, Small and Medium Enterprises
D Ministry of Skill Development and Entrepreneurship
18.
What is the primary objective of the PM-Vikas Digital Portal?
A To provide direct cash transfers to artisans
B To provide skill training and market access to traditional artisans and craftspeople
C To promote digital literacy among rural youth
D To provide loans for agricultural equipment
19.
Bleeding disorders are primarily caused by defects in which process of the body?
A Digestion
B Blood clotting (coagulation)
C Respiration
D Excretion
20.
What is the most common inherited bleeding disorder?
A Hemophilia A
B Von Willebrand disease
C Hemophilia B
D Factor VII deficiency