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MCQs 2026

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201.
What phenomenon is crucial for detecting eavesdropping in quantum communication networks?
A The collapse of a quantum state upon measurement
B The speed of light
C The uncertainty principle
D The Doppler effect
202.
The launch of India's quantum communication network signifies the country's ambition in which technological domain?
A Artificial Intelligence
B Biotechnology
C Quantum Technologies
D Nanotechnology
203.
Which of the following is a direct benefit of India's quantum communication network?
A Increased internet speeds for the general public
B Enhanced cybersecurity for sensitive government data
C Development of new consumer electronics
D Reduced cost of cloud computing services
204.
What is the primary security mechanism employed by India's new quantum communication network?
A Advanced encryption algorithms
B Blockchain technology
C Quantum Key Distribution (QKD)
D Biometric authentication
205.
What fundamental principles of quantum mechanics are leveraged by quantum computing?
A Classical mechanics and relativity
B Superposition and entanglement
C Thermodynamics and statistical mechanics
D Electromagnetism and optics
206.
What is the purpose of 'Regulatory Sandbox' initiatives in the banking sector?
A To restrict new fintech solutions from entering the market.
B To allow new fintech solutions to be tested in a controlled environment.
C To enforce strict regulations on traditional banks only.
D To provide direct financial aid to struggling banks.
207.
What is the primary benefit of a stronger banking system with reduced NPAs?
A Reduced government expenditure on social welfare schemes
B Robust credit growth to support economic expansion
C Increased foreign exchange reserves without any trade impact
D Decreased competition among banks
208.
Which of the following are examples of digital transformation in the banking sector mentioned in the passage?
A 1. Widespread adoption of digital lending platforms 2. Expansion of neo-banks 3. Increased use of AI/ML for fraud detection 4. Reintroduction of physical passbooks for all accounts
B 1, 2 and 3 only
C 1, 3 and 4 only
D 2, 3 and 4 only
209.
As of April 2026, what is the status of Gross NPAs (GNPAs) and Net NPAs (NNPAs) across scheduled commercial banks?
A They have increased significantly.
B They have remained stagnant.
C They have reached multi-year lows.
D They are only a concern for private sector banks.
210.
Which of the following measures were undertaken to address the high levels of Non-Performing Assets (NPAs) in the Indian banking sector?
A 1. Recapitalization of Public Sector Banks (PSBs) 2. Implementation of the Insolvency and Bankruptcy Code (IBC) 3. Stringent asset quality reviews 4. Reducing interest rates on all loans
B 1, 2 and 3 only
C 1, 3 and 4 only
D 2, 3 and 4 only
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