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MCQs 2026

71.
The RBI's new digital lending framework aligns with which recent Indian legislation concerning data privacy?
A Information Technology Act, 2000
B Digital Personal Data Protection Act, 2023
C Consumer Protection Act, 2019
D Reserve Bank of India Act, 1934
72.
The new RBI framework for digital lending imposes stricter eligibility criteria for Digital Lending Entities (DLEs). What is one such criterion mentioned?
A Mandatory listing on stock exchanges.
B Minimum net worth requirement for non-bank entities.
C Requirement to operate only through physical branches.
D Exemption from KYC norms for all DLEs.
73.
What is the significance of the standardized Key Fact Statement (KFS) introduced by the RBI?
A It is an optional document for borrowers to review.
B It provides borrowers with clear and concise information about loan terms, including APR and all-in-cost.
C It is primarily for internal auditing purposes of the lending institutions.
D It is a marketing tool to attract more borrowers.
74.
According to the new RBI framework, all digital loan disbursals and repayments must be routed through:
A Third-party payment gateways only.
B The bank accounts of the borrower and the regulated entity (RE).
C Digital wallets exclusively.
D Prepaid payment instruments issued by non-banks.
75.
Which of the following is a key objective of the RBI's new framework for digital lending announced on April 4, 2026?
A To encourage unregulated lending practices for faster credit access.
B To enhance consumer protection and ensure financial stability.
C To reduce the role of banks in digital lending operations.
D To promote the use of cryptocurrency for loan repayments.
76.
The Turner Prize is named after which famous painter?
A Vincent van Gogh
B Claude Monet
C J.M.W. Turner
D Leonardo da Vinci
77.
The jury praised Sharma's innovative use of technology to create:
A Passive viewing experiences
B Deeply engaging and thought-provoking artistic experiences
C Purely decorative artworks
D Artworks that mimic classical styles
78.
The Turner Prize is awarded to a British artist for outstanding work presented within the preceding:
A Five years
B Two years
C Twelve months
D Six months
79.
Which technologies were utilized in Anya Sharma's winning exhibition?
A Photography and film
B Augmented reality, artificial intelligence, and generative art
C Ceramics and glassblowing
D Printmaking and collage
80.
The winning exhibition was titled:
A 'The Digital Canvas'
B 'Echoes of the Digital Self'
C 'Future Realities'
D 'The Algorithmic Dream'