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MCQs 2026

31.
The RBI's new digital lending framework aims to curb which of the following issues prevalent in the digital lending space?
A Excessive competition among lenders.
B Predatory lending practices and opaque fee structures.
C Slow processing of loan applications.
D Limited availability of loan products.
32.
Which of the following functions, when outsourced by a digital lending platform, will be subject to stricter guidelines under the new RBI framework?
A Customer support and complaint handling.
B Marketing and advertising campaigns.
C Credit Assessment and Risk Management.
D Software development and maintenance.
33.
The new RBI digital lending framework emphasizes enhanced transparency regarding which of the following?
A Marketing strategies and customer acquisition costs.
B Annual Percentage Rate (APR) and all-inclusive charges.
C Employee salaries and operational overheads.
D The number of loan applications processed daily.
34.
What is a key requirement for Digital Lending Platforms (DLPs) to operate under the new RBI framework effective April 3, 2026?
A Obtain a license from the Ministry of Electronics and Information Technology (MeitY).
B Register with the Securities and Exchange Board of India (SEBI).
C Obtain a Certificate of Registration (CoR) from the RBI.
D Undergo an annual audit by a Big Four accounting firm.
35.
As per the RBI's new framework for digital lending announced on April 3, 2026, all loan disbursals and repayments must be executed between:
A The borrower's account and a third-party payment gateway.
B The digital lending platform's account and the borrower's account.
C The lender's account and a designated escrow account.
D The borrower's account and the digital lending platform's intermediary account.
36.
These partnerships are crucial for addressing the growing demand for skilled professionals in:
A Low-skill manufacturing.
B High-growth technology sectors.
C Basic administrative roles.
D Manual labor.
37.
What is a key outcome expected from these NSDC partnerships?
A Increased unemployment in the tech sector.
B A pipeline of highly skilled professionals for the digital economy.
C Reduced investment in technological research.
D Greater reliance on foreign talent.
38.
The recent partnerships announced by NSDC focus on developing skills in which of the following areas?
A Traditional crafts and agriculture.
B Emerging technologies like AI, ML, and Data Science.
C Healthcare administration and nursing.
D Retail management and hospitality.
39.
Which ministry is associated with the National Skill Development Corporation (NSDC)?
A Ministry of Education
B Ministry of Electronics and Information Technology
C Ministry of Skill Development & Entrepreneurship (MSDE)
D Ministry of Commerce and Industry
40.
What is the primary role of the National Skill Development Corporation (NSDC)?
A To regulate educational institutions.
B To drive the skill development agenda in India.
C To provide direct financial aid to students.
D To conduct national examinations.