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MCQs 2026

141.
The expansion of digital payments to remote areas is a goal to contribute to:
A Economic stagnation.
B Economic growth and financial inclusion.
C Increased digital divide.
D Reduced financial literacy.
142.
The regulatory framework developed under this vision aims to balance:
A Innovation and financial instability.
B Innovation and stability.
C Regulation and complete deregulation.
D Efficiency and inefficiency.
143.
Enhanced interoperability across various payment channels means:
A Payment systems will operate in isolation.
B Different payment systems will be able to work together seamlessly.
C Users will need separate accounts for each payment method.
D Transactions will be restricted to specific platforms.
144.
The vision document aims to foster the development of:
A Outdated payment technologies.
B New payment technologies.
C Manual payment methods exclusively.
D Payment systems with limited functionality.
145.
Collaboration for the successful implementation of this vision is expected from:
A Only the RBI.
B The RBI, government, financial institutions, and technology providers.
C Only technology providers.
D Only international organizations.
146.
The RBI aims to make payment systems more:
A Inefficient, inaccessible, and expensive.
B Efficient, accessible, and affordable.
C Complex and exclusive.
D Slow and unreliable.
147.
The vision document prioritizes:
A Customer exploitation.
B Customer protection and financial literacy.
C Limited access to payment systems.
D Increased transaction costs.
148.
Which of the following is a key objective of the Payment Systems Vision 2026?
A To restrict cross-border payments.
B To enable seamless cross-border payments.
C To increase the complexity of payment processes.
D To discourage the use of digital payments in remote areas.
149.
When was the 'Payment Systems Vision 2026' document released?
A Q1 2026
B Q3 2026
C Q2 2026
D Q4 2026
150.
What is the overarching theme of the RBI's 'Payment Systems Vision 2026'?
A To reduce the use of digital payments.
B To enhance interoperability, promote innovation, and strengthen security.
C To increase transaction fees.
D To limit access to payment systems.