Job Description
Overview
The Small Industries Development Bank of India (SIDBI) has initiated a recruitment drive for the position of Consultant Credit Analyst (CCA) on a full-time contractual basis. This role is designed to strengthen the bank's credit appraisal and management capabilities across various regional and head office verticals. Qualified professionals are invited to contribute to the bank's mission of supporting the MSME sector through rigorous financial analysis and strategic credit management.
Key Responsibilities
- Conducting comprehensive appraisal of MSME credit proposals to ensure financial viability.
- Managing customer relationships and overseeing the disbursement process for sanctioned credit facilities.
- Performing regular credit monitoring and follow-up actions to maintain portfolio health.
- Executing the timely review and renewal of existing credit accounts and proposals.
- Representing the organization in various credit committees and professional forums.
- Handling operational tasks in specialized verticals such as Risk Management, Venture Finance, and Digital Initiatives.
Why Apply
This role offers a competitive remuneration package of ₹12.00 lakh per annum and provides exposure to high-level financial operations within a premier development bank. It serves as a significant career milestone for newly qualified Chartered Accountants seeking to build expertise in credit analysis and institutional finance.
Important Dates
- Notification Date: 2026-07-20
- Application Start Date: 2026-07-20
- Application End Date: 2026-08-21
Quick Facts
- Vacancy Count: 50
- Pay: ₹12.00 Lakh CTC
- Location: Pan-India (Head Office and Branches)
- Category: Bank Jobs
SIDBI Consultant Credit Analyst Recruitment 2026 Overview
Registration Date
20 Jul 2026 –
21 Aug 2026
Salary
12.00 Lakh per annum
Vacancies
50
Eligibility
Chartered Accountant
Application Link
Vacancy Details
- Total: 50
- UR: 23
- OBC: 9
- SC: 8
- ST: 6
- EWS: 4
- PwBD: 4 (Horizontal)
How to Apply
- Visit the official ICAI Placements portal at icaiplacements.icai.org.
- Review the indicative guidelines provided for the recruitment process.
- Register yourself on the portal following the instructions for newly qualified Chartered Accountants.
- Ensure all required details are filled accurately in the application form.
- Submit the application through the ICAI portal as direct applications to SIDBI are not accepted.
- Keep a printout or digital copy of the submitted application for future reference.
Cutoff Marks
Not specified.
Application Fee
Not specified in the official notification.
Age Limit
Max 28 years as on 2026-06-30. Relaxations: SC/ST 5 years, OBC 3 years, PwBD 10 years.
Selection Process
The selection process involves shortlisting followed by a personal interview conducted at centers including Mumbai, New Delhi, Chennai, and Ahmedabad. The bank may also administer an online Psychometric Test to evaluate the candidate's personality, communication skills, and problem-solving abilities. The final merit list is prepared based on interview performance. In the event of a tie in scores, the candidate with the higher age is ranked higher.
Exam Pattern
The selection is primarily based on a personal interview. An optional online Psychometric Test may be conducted to assess suitability for the role. The final selection is determined by the interview panel's assessment.
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Organization
The Small Industries Development Bank of India (SIDBI) is the principal financial institution for the promotion, financing, and development of the Micro, Small, and Medium Enterprise (MSME) sector in India. Established in 1990 under an Act of Parliament, it operates under the jurisdiction of the Ministry of Finance. Headquartered in Lucknow, SIDBI plays a critical role in coordinating the functions of institutions engaged in similar activities and providing credit to small-scale industries across the country.
Frequently Asked Questions
SIDBI has announced 50 vacancies for the post of Consultant Credit Analyst (CCA) under Advertisement No. 03/2026-27. These vacancies are distributed across various categories including UR, OBC, SC, ST, and EWS. Check the official notification PDF for the detailed category-wise breakdown.
Candidates should not be more than 28 years old as on June 30, 2026. Age relaxation is provided as per government norms: 5 years for SC/ST, 3 years for OBC, and 10 years for PwBD candidates. Ensure you have valid certificates to claim these relaxations.
Candidates must be a Qualified Chartered Accountant who cleared the CA Final exam in not more than two attempts. This requirement may be relaxed for SC/ST/OBC/EWS/PwBD candidates if necessary. Please refer to the official notification for specific relaxation details.
Selected candidates will receive a remuneration of ₹12.00 lakh per annum (CTC), which includes both fixed and variable components. Additionally, the bank provides facilities like Group Insurance and an annual increment based on performance reviews. A 10% variable pay component is also applicable.
No, prior work experience is not required for this position. The notification explicitly states 'Nil' experience requirement, making it an excellent opportunity for newly qualified Chartered Accountants to start their professional journey with a premier development bank.
Applications are not accepted directly by SIDBI. Interested candidates must apply through the ICAI Placement Directorate process for Newly Qualified Chartered Accountants. Visit the official ICAI Placements portal to register and follow the prescribed guidelines for the application procedure.
The official notification does not specify an application fee for the Consultant Credit Analyst recruitment. Candidates are advised to check the ICAI Placements portal for any registration-related charges that might be applicable during the application process.
The selection process consists of shortlisting followed by a personal interview at designated centers like Mumbai, New Delhi, Chennai, and Ahmedabad. The bank may also conduct an online Psychometric Test to assess personality and problem-solving skills. Final selection is based on the interview performance.
