Job Description
Overview
The Small Industries Development Bank of India (SIDBI) has initiated a recruitment drive for the position of Consultant Credit Analyst (CCA) on a full-time contractual basis. This role is designed for newly qualified Chartered Accountants to contribute to the bank's credit appraisal, risk management, and institutional finance operations. The engagement offers a professional environment within a premier financial institution, focusing on MSME credit growth and strategic financial initiatives.
Key Responsibilities
- Conducting comprehensive appraisal and sanctioning of MSME credit proposals to ensure financial viability.
- Managing customer relationships and performing regular credit monitoring and follow-up activities.
- Representing the bank in various credit committees and professional forums as required.
- Handling operational tasks within Head Office verticals including Risk Management, Venture Finance, and Digital Initiatives.
- Ensuring the timely renewal and review of existing credit accounts and proposals.
- Assisting in the implementation of strategic and audit-related functions as assigned by the bank management.
Why Apply
This role provides a significant opportunity for young professionals to gain hands-on experience in the core banking and credit analysis sector. With a competitive remuneration package and exposure to diverse financial verticals, it serves as a strong foundation for a career in development banking.
Important Dates
- Notification Date: 2026-07-20
- Application Start Date: 2026-07-20
- Application End Date: 2026-08-21
Quick Facts
- Vacancy Count: 50
- Pay: ₹12.00 Lakh CTC
- Location: Pan-India (Head Office and Branches)
- Category: Bank Jobs
SIDBI Consultant Credit Analyst Recruitment 2026 Overview
Registration Date
20 Jul 2026 –
21 Aug 2026
Salary
12.00 Lakh Per Annum
Vacancies
50
Eligibility
Chartered Accountant
Application Link
Vacancy Details
- Total: 50
- UR: 23
- OBC: 9
- SC: 8
- ST: 6
- EWS: 4
- PwBD: 4 (Horizontal)
How to Apply
- Visit the official ICAI Placements portal at icaiplacements.icai.org.
- Review the indicative guidelines provided for the recruitment process.
- Register yourself on the portal as a newly qualified Chartered Accountant.
- Complete the application form with accurate personal and academic details.
- Upload necessary documents as requested by the ICAI portal.
- Submit the application before the deadline of August 21, 2026.
- Download and print a copy of the submitted application for your future reference.
Cutoff Marks
Not specified.
Application Fee
Not specified in the official notification.
Age Limit
Max 28 years as on 2026-06-30. Relaxations: SC/ST 5 years, OBC 3 years, PwBD 10 years.
Selection Process
The selection process involves a rigorous shortlisting phase followed by a personal interview conducted at centers including Mumbai, New Delhi, Chennai, and Ahmedabad. The bank may also implement an online psychometric test to evaluate the candidate's communication skills, problem-solving abilities, and overall suitability for the role. The final merit list is prepared based on interview performance. In the event of a tie in scores, the older candidate is given preference.
Exam Pattern
The selection is primarily based on a personal interview. An online psychometric test may be conducted to assess personality and professional aptitude. The final selection is determined by the interview panel's assessment.
Latest Current Affairs (Key Points)
The Union Cabinet has approved the 'One Nation, One Election' proposal to synchronize Lok Sabha and State Assembly polls.The Ministry of Jal Shakti has launched the 'Swachhata Hi Seva 2026' campaign t...
This section covers International Affairs for 10 September 2026.Due to the inability to perform real-time searches for future dates, specific news content for 2026-09-10 could not be verified.All topi...
Organization
The Small Industries Development Bank of India (SIDBI) is the principal financial institution for the promotion, financing, and development of the Micro, Small, and Medium Enterprise (MSME) sector in India. Established in 1990 under an Act of Parliament, it operates under the jurisdiction of the Ministry of Finance. Headquartered in Lucknow, SIDBI plays a critical role in coordinating the functions of institutions engaged in similar activities and providing credit to small-scale industries across the country.
Frequently Asked Questions
SIDBI has announced 50 vacancies for the post of Consultant Credit Analyst (CCA) under Advertisement No. 03/2026-27. These vacancies are distributed across various categories including UR, OBC, SC, ST, and EWS. Check the official notification for the detailed category-wise breakdown.
Candidates should not be more than 28 years old as on June 30, 2026. Age relaxation is provided as per government norms: 5 years for SC/ST candidates, 3 years for OBC candidates, and 10 years for PwBD candidates. Ensure you have valid certificates to claim these relaxations.
Candidates must be a Qualified Chartered Accountant who has cleared the CA Final examination in not more than two attempts. This criterion may be relaxed for candidates belonging to SC/ST/OBC/EWS/PwBD categories if required by the bank. Please verify your eligibility against these specific requirements.
Selected candidates will be offered a remuneration of ₹12.00 lakh per annum on a Cost to Company (CTC) basis. This includes fixed and variable components, along with facilities like Group Insurance. A 10% variable pay component is subject to performance reviews.
No, work experience is not required for this post. The notification explicitly states 'Nil' experience requirement, making it an excellent opportunity for newly qualified Chartered Accountants to start their professional career with a premier development bank.
Applications are not accepted directly by SIDBI. Interested candidates must apply through the ICAI Placement Directorate process for Newly Qualified Chartered Accountants. Visit the official ICAI Placements portal to register and follow the prescribed application procedure.
The official notification does not specify an application fee for the SIDBI Consultant Credit Analyst recruitment. Please refer to the ICAI Placements portal for any instructions regarding registration or process-related charges.
The selection process consists of shortlisting followed by a personal interview at designated centers like Mumbai, New Delhi, Chennai, and Ahmedabad. The bank may also conduct an online psychometric test to assess the candidate's suitability. Final selection is based on the interview performance.
