Indian Overseas Bank LBO Recruitment 2026 Notification Out - Apply Online for 250 Local Bank Officer Posts

Tamil Nadu, Karnataka, Maharashtra, Gujarat
Apply By: 24 Aug 2026
Status: Active / Open

Job Description

Overview

Indian Overseas Bank (IOB) has initiated a recruitment drive for 250 Local Bank Officer (LBO) positions in the Junior Management Grade Scale I (JMGS-I) cadre. This opportunity is designed for candidates seeking a career in the banking sector with a focus on regional operations. The bank aims to strengthen its workforce across four specific states, ensuring localized service delivery and operational efficiency.

Key Responsibilities

  • Managing daily branch operations and ensuring smooth customer service delivery.
  • Handling credit appraisal, loan processing, and monitoring of accounts.
  • Ensuring compliance with banking regulations and internal bank policies.
  • Promoting banking products and services to meet branch targets.
  • Maintaining accurate financial records and preparing periodic reports.
  • Assisting senior management in administrative tasks and branch development.

Why Apply

Joining IOB as a Local Bank Officer offers a stable career path with competitive pay scales and comprehensive allowances. Employees benefit from structured growth opportunities and the chance to contribute to the financial development of their respective regions.

Important Dates

  • Registration Start: 08 August 2026
  • Registration End: 24 August 2026

Quick Facts

  • Total Vacancies: 250
  • Pay Scale: ₹48480 to ₹85920
  • Location: Tamil Nadu, Karnataka, Maharashtra, Gujarat
  • Category: Bank Jobs

Indian Overseas Bank LBO Recruitment 2026 Notification Out - Apply Online for 250 Local Bank Officer Posts Overview

Registration Date
08 Aug 2026 – 24 Aug 2026
Salary
48480-85920
Vacancies
250
Eligibility
Graduate
Application Link
Apply Now

Vacancy Details

  • Tamil Nadu: 100
  • Karnataka: 50
  • Maharashtra: 50
  • Gujarat: 50

How to Apply

  1. Navigate to the official IOB website at www.iob.bank.in.
  2. Access the 'Careers' section to find the LBO recruitment link.
  3. Complete the initial registration process to receive a unique ID and password.
  4. Log in to the portal and upload your photograph, signature, thumb impression, and handwritten declaration.
  5. Enter all personal and educational details accurately.
  6. Process the application fee payment through the provided online payment gateway.
  7. Submit the form and download the final application printout along with the fee receipt for your records.

Cutoff Marks

Minimum qualifying aggregate is 30% for reserved categories and 35% for unreserved candidates.

Application Fee

General/EWS/OBC: ₹850. SC/ST/PwBD: ₹175. Fees are payable online via Debit/Credit Card, Internet Banking, or UPI.

Age Limit

20-30 years as of 01.08.2026

Selection Process

The selection process consists of an Online Examination, a Language Proficiency Test (LPT), and a Personal Interview. The Online Examination includes sections on Reasoning, Computer Aptitude, General/Banking Awareness, Data Analysis, and English. Candidates who have not studied the local language of the applied state in Std. X or XII must qualify the LPT. The final merit list is determined by an 80:20 weightage ratio between the Online Examination and the Personal Interview.

Exam Pattern

The online exam consists of 140 questions totaling 200 marks with a 3-hour duration. Sections include Reasoning and Computer Aptitude (60 marks), General/Banking Awareness (40 marks), Data Analysis (60 marks), and English Knowledge (40 marks). A penalty of 0.25 marks applies for each incorrect answer.

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Organization

Indian Overseas Bank (IOB) is a major public sector bank headquartered in Chennai, India. Established in 1937, it operates under the ownership of the Ministry of Finance, Government of India. The bank provides a wide range of financial services, including retail banking, corporate banking, and international operations. IOB is committed to financial inclusion and serves a diverse customer base through its extensive network of branches across the country, playing a vital role in the national economy.

Frequently Asked Questions

It is Indian Overseas Bank's recruitment drive (Advt. No. HRDD/RECT/02/2026-27) for 250 Local Bank Officer posts in the JMGS-I cadre across Tamil Nadu, Karnataka, Maharashtra, and Gujarat. This role is a key position for regional banking operations. Check the official notification PDF for full details.

There are 250 vacancies in total: 100 in Tamil Nadu, 50 in Karnataka, 50 in Maharashtra, and 50 in Gujarat. These vacancies are provisional and may vary based on the bank's requirements. Please refer to the official notification for the category-wise breakdown.

The online application window closes on 24 August 2026. It is highly recommended to submit your application well before the deadline to avoid any potential technical issues on the official portal. Ensure you have all documents ready before starting the process.

A Degree (Graduation) in any discipline from a recognized university is required. You must possess a valid mark sheet or degree certificate as of the registration date. Ensure your graduation percentage is accurately entered during the online registration process.

Candidates must be between 20 and 30 years of age as on the cut-off date of 01 August 2026. Age relaxation is applicable for reserved categories such as SC/ST, OBC, and PwBD as per Government of India norms. Use the official age calculator tool to verify your eligibility.

The application fee is ₹175 (inclusive of GST) for SC/ST/PwBD candidates and ₹850 (inclusive of GST) for General/EWS/OBC candidates. Payment must be made online using a Debit Card, Credit Card, Internet Banking, or UPI. The fee is non-refundable.

Candidates can apply online through the official website www.iob.bank.in under the 'Careers' section from 08 August 2026 to 24 August 2026. Follow the step-by-step registration process, upload the required documents, and complete the fee payment to finalize your application.

The selection process involves an Online Examination, a Language Proficiency Test (where applicable), and a Personal Interview. The final merit list is prepared based on an 80:20 weightage ratio between the Online Examination and the Personal Interview. Prepare thoroughly for all stages.

The basic pay scale for the JMGS-I (Assistant Manager) post is ₹48480-2000/7-62480-2340/2-67160-2680/7-85920. In addition to the basic pay, selected candidates are entitled to DA, HRA, CCA, and other allowances as per the bank's rules. Check the official notification for detailed salary components.
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