LIC AAO Eligibility Criteria 2026

The educational qualification requirements for the Assistant Administrative Officer position are strictly defined to ensure a high standard of professional competence. Candidates applying for the Generalist post must possess a Bachelor's Degree in any discipline from a recognized Indian university. For Specialist positions, the criteria are as follows:

• AAO (Chartered Accountant): Must hold a Bachelor’s degree and have successfully passed the Final Examination of the Institute of Chartered Accountants of India, including the mandatory completion of articles.
• AAO (Company Secretary): Requires a Bachelor’s degree combined with a membership certification from the Institute of Company Secretaries of India (ICSI).
• AAO (Actuarial): Must have a Bachelor’s degree in any discipline and have passed at least 6 papers of the examination conducted by the Institute of Actuaries of India or the Faculty of Actuaries, UK.
• AAO (Insurance Specialists): Candidates must hold a Bachelor’s degree and possess a professional fellowship from the Insurance Institute of India, accompanied by at least 5 years of relevant experience in a life insurance company regulated by the IRDAI.
• AAO (Legal): A Bachelor’s degree in Law is required, with a minimum aggregate of 50% marks for general candidates and 45% for SC/ST and PwBD categories.

It is essential for candidates to possess these qualifications as of the date of eligibility mentioned in the notification.

The age limit for candidates applying for the Assistant Administrative Officer role is set between 21 and 30 years. This age range is consistently applied across various recruitment cycles to ensure that the workforce maintains a balance of professional maturity and energetic operational capacity. The reference date for calculating the age is explicitly mentioned in the official notification of the respective recruitment year.

Candidates must carefully check their birth date against the specified cut-off date to ensure they fall within this bracket. Any discrepancy in the age calculation can lead to immediate disqualification. Proof of age, such as an official birth certificate or secondary school certificate, is required for verification during the final recruitment stages.

The selection process for the Assistant Administrative Officer role is a multi-stage, merit-based system designed to evaluate the skills and temperament of applicants. It consists of the following phases:

1. Preliminary Examination: This is an objective-type test serving as a qualifying round. It assesses reasoning, quantitative aptitude, and English language skills. Candidates must meet minimum sectional and overall cut-offs to move forward.
2. Main Examination: A comprehensive test involving both objective and descriptive components. This stage evaluates professional knowledge relevant to the insurance industry, current affairs, and data analysis.
3. Interview: A personal interview is conducted for those who qualify in the main examination. This stage evaluates communication skills, logical reasoning, and personality suitability for the officer role.
4. Medical Examination: The final stage is a pre-recruitment medical examination to ensure candidates meet the physical fitness standards required for the position.

• SC/ST: 5 years relaxation.
• OBC (Non-Creamy Layer): 3 years relaxation.
• PwBD (General): 10 years relaxation.
• PwBD (SC/ST): 15 years relaxation.
• PwBD (OBC): 13 years relaxation.
• Ex-Servicemen: As per government rules.
• Confirmed LIC Employees: Additional age relaxation based on the number of years of service as specified in the recruitment rules.