Overview

The Indian Institute of Banking and Finance (IIBF) has released the updated syllabus for the Principles and Practices of Banking (PPB) paper for the 2026 examination cycle. This core paper is a critical component of the Junior Associate of the Indian Institute of Bankers (JAIIB) certification, designed to evaluate a candidate's proficiency in banking operations, financial technology, and professional ethics. Understanding this syllabus is essential for banking professionals aiming to enhance their career prospects and domain expertise.

Key Responsibilities

• Mastering the fundamental principles of banker-customer relationships and various deposit products.
• Understanding the regulatory framework governing Anti-Money Laundering (AML) and Know Your Customer (KYC) compliance.
• Gaining technical knowledge regarding Core Banking Systems (CBS) and digital payment infrastructures.
• Analyzing the ethical dimensions of banking, including conflict of interest and professional conduct.
• Learning the operational aspects of credit facilities, loan appraisal, and recovery mechanisms.
• Developing a comprehensive understanding of foreign exchange remittance and NRI business operations.

Why Apply

Achieving the JAIIB certification is a significant milestone for banking employees, often leading to career advancement and salary increments. The PPB paper provides the foundational knowledge required to navigate the complexities of modern banking, ensuring professionals remain competitive in an evolving financial landscape.

Important Dates

• Syllabus Release Date: August 01, 2026

Quick Facts

• Exam Conducting Body: IIBF
• Paper Name: Principles and Practices of Banking (PPB)
• Exam Mode: Online Objective Type
• Total Questions: 100

• Not applicable for this certification exam.

1. Visit the official website of the Indian Institute of Banking and Finance at www.iibf.org.in.
2. Navigate to the 'Examination/Courses' section to find the JAIIB registration link.
3. Log in using your existing membership credentials or register as a new member if required.
4. Fill in the necessary details in the application form, ensuring all information is accurate.
5. Upload the required documents as specified in the registration guidelines.
6. Proceed to the payment gateway to pay the examination fee using online modes.
7. Submit the application and download the confirmation receipt for your records.
8. Keep a printed copy of the application form for future reference during the exam process.