Job Description
Overview
Indian Overseas Bank (IOB) has officially released the examination schedule for the recruitment of Generalist and Specialist Officers for the 2026-27 cycle. This recruitment drive aims to fill 291 vacancies across various scales, including JMGS I, MMGS II, and MMGS III. The bank has scheduled the online examination for 31 October 2026, marking a critical milestone for candidates who have successfully registered for these positions.
Key Responsibilities
- Manage branch operations and credit portfolios effectively to meet organizational targets.
- Oversee IT infrastructure, including database administration and network security protocols.
- Conduct information security audits to ensure compliance with banking standards.
- Implement cyber security measures to protect sensitive financial data and systems.
- Evaluate credit proposals and manage risk assessment for various banking products.
- Ensure adherence to regulatory guidelines and internal policies during daily operations.
Why Apply
Joining IOB offers a professional environment within a public sector bank, providing opportunities for career progression in specialized banking domains. Employees benefit from structured growth paths, competitive compensation packages, and the chance to contribute to the nation's financial infrastructure.
Important Dates
- Notification Release: 28 August 2026
- Online Registration Start: 29 August 2026
- Application Deadline: 15 September 2026
- Online Examination: 31 October 2026
Quick Facts
- Total Vacancies: 291
- Exam Mode: Online
- Organization: Indian Overseas Bank
- Category: Bank Jobs
IOB SO Exam Date 2026 Out - Check Generalist & Specialist Officer Exam Schedule Overview
Registration Date
29 Aug 2026 –
15 Sep 2026
Exam Date
31 Oct 2026
Salary
Not Specified
Vacancies
291
Eligibility
Graduate, B.E./B.Tech, MCA, M.Sc., MBA, CA, CMA
Application Link
Vacancy Details
- Manager (Branch Management): 100
- Manager (IT): 65
- Manager (Credit): 35
- Assistant Manager (Security): 25
- Other Specialist Roles: 66
How to Apply
- Visit the official IOB website at www.iob.bank.in.
- Navigate to the 'Careers' section to find the recruitment link for Generalist/Specialist Officers.
- Complete the online registration to receive a unique registration number and password.
- Upload scanned copies of your photograph, signature, left thumb impression, and handwritten declaration.
- Fill in the application form with accurate personal and professional details.
- Pay the required application fee through the integrated online payment gateway.
- Submit the form and download a copy of the application and e-receipt for future reference.
Cutoff Marks
35% for Unreserved, 30% for Reserved categories
Application Fee
SC/ST/PwBD candidates are required to pay Rs. 175 as intimation charges. All other categories, including General, OBC, and EWS, must pay an application fee of Rs. 1,000. Payment can be made through online modes including debit/credit cards, internet banking, or UPI.
Age Limit
22 to 45 years as of 01-08-2026
Selection Process
The selection process consists of an online objective-type examination followed by an interview. The online exam evaluates candidates on English Language, General Awareness, and Professional Knowledge. A negative marking of 0.25 is applicable for each incorrect answer. Candidates must secure the minimum qualifying marks in the Professional Knowledge section to be considered for the interview stage.
Exam Pattern
The online examination comprises 100 objective questions for 100 marks with a 2-hour duration. The test includes sections on English Language, General Awareness (for non-branch management posts), and Professional Knowledge. Each section has a specific time limit, and candidates must achieve a minimum of 35% (unreserved) or 30% (reserved) overall to qualify.
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Organization
Indian Overseas Bank
Website: https://iob.bank.in
Indian Overseas Bank (IOB) is a major public sector bank headquartered in Chennai, India. Established in 1937, it operates under the ownership of the Ministry of Finance, Government of India. The bank provides a wide range of financial services, including retail banking, corporate banking, and international operations. IOB is committed to financial inclusion and serves a diverse customer base through its extensive network of branches across the country, playing a vital role in the national economy.
Frequently Asked Questions
The IOB SO online examination is tentatively scheduled for Saturday, 31 October 2026. Candidates are advised to keep a close watch on the official website, iob.bank.in, for any further updates or changes to this schedule. Ensure you monitor your registered email for official communications regarding the exam.
The official notice issued by the bank states that the exam date is 'tentatively scheduled' for 31 October 2026. Because the date is tentative, it is essential to verify the final schedule on the official bank portal before making any travel arrangements for the examination.
The bank has indicated that admit cards will be available for download shortly. While specific dates have not been officially announced, candidates should regularly check the official website to download their call letters as soon as they are released. Keep your registration details handy for the download process.
There are a total of 291 vacancies available across 14 different posts, including Generalist and Specialist Officer roles in grades JMGS I, MMGS II, and MMGS III. Please note that these vacancy numbers are provisional and subject to change based on the bank's requirements.
The online exam consists of 100 objective questions for 100 marks with a 2-hour duration. The pattern includes sections on English Language, General Awareness (for non-branch management posts), and Professional Knowledge. Each section has a specific time limit, and candidates must qualify in the Professional Knowledge section to proceed.
The application fee is Rs. 1,000 for General, OBC, and EWS candidates. For SC, ST, and PwBD candidates, the fee is Rs. 175, which covers intimation charges. Payments must be made through the online portal using debit cards, credit cards, internet banking, or UPI.
The age limit varies by post, generally ranging from 22 to 45 years as of 1 August 2026. Age relaxations are provided for reserved categories, including 5 years for SC/ST, 3 years for OBC, and 10 years for PwBD candidates, as per government guidelines.
The application window closed on 15 September 2026. For future reference, the process involves registering on the official IOB website, filling out the application form, uploading required documents, and paying the fee online. Always ensure you keep a printed copy of your application and e-receipt for your records.
